Welcome ARF Family
We serve the California ARF community with the personal attention, respect, and exceptional customer service they deserve. We understand the unique challenges within the ARF community and we are committed to providing financing solutions tailored to the needs of those who dedicate their lives to serving others.
Adult Residential Facility Home Purchases & Refinances
Adult Residential Facility Home Purchases & Refinances
We specialize in ARF loans and other specialty financing programs that often involve unique guidelines and underwriting requirements. While these loans can be challenging to place through conventional lending channels, our extensive network of private lenders and Non-QM (Non-Qualified Mortgage) lenders allows us to find financing solution
We specialize in ARF loans and other specialty financing programs that often involve unique guidelines and underwriting requirements. While these loans can be challenging to place through conventional lending channels, our extensive network of private lenders and Non-QM (Non-Qualified Mortgage) lenders allows us to find financing solutions for a wide range of borrower situations.
If you're new to the ARF world, looking to expand your operations or if you're looking to purchase an existing ARF home/business we are dedicated to finding the solutions to meet your goals.
Loan Products & Programs
Adult Residential Facility Home Purchases & Refinances
As independent mortgage brokers, we shop your loan with multiple lending partners, creating competition among lenders to help secure the most favorable rates, terms, and financing options available for your specific needs.
Loan programs:
- Conventional Loans
- FHA Loans
- VA Loans
- Competitive Second Mortgage Options
- Non-QM Financing Solutions
- Private Money Lending Options
Joshua Word - Loan Originator
Joshua Word - Loan Originator
Golden State Mortgage Co/ARF Loans are Veteran owned and operated.
